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What is an annuity?


An annuity is a long-term retirement savings product that can help protect you from outliving your money.  It has the potential to grow tax-deferred, have death benefits to protect your beneficiary and optional living benefits to protect your retirement income.  You can choose how to fund your annuity, how interest is credited to it and how you take payments from it.


What it can do for you


Growth potential

A fixed indexed annuity has the potential for higher interest earnings than a traditional fixed annuity with a guaranteed minimum interest crediting rate. There’s also no direct downside market risk to your money, if held through the withdrawal charge period.


Helps you sleep better

An Athene fixed indexed annuity can help you save money on a tax-deferred basis and can guarantee you'll receive income for life. So no matter how long you live, you won't outlive your retirement income.


Fills in the gaps

Sometimes pensions, IRAs and Social Security don't provide enough income to help you live the way you want during retirement. A fixed indexed annuity can help supplement your retirement income.


When you might need it


If you're in one or more of these situations, an Athene fixed indexed annuity might be exactly what you need.


You're saving for retirement

If you're already contributing the maximum to other retirement plans, like an IRA or 401(k), a fixed indexed annuity is an attractive retirement planning option that grows tax-deferred.


You won't need the money soon

If you don't anticipate needing the money from a fixed indexed annuity prior to the time you turn 59½, then a fixed indexed annuity may be a good option for you.


You're worried you might outlive your savings

Annuities can provide guaranteed income for the rest of your life, whether you live to be 100 or even 120. It could happen.


You want to leave a legacy

With an Athene annuity, you can provide your loved ones with a death benefit in the event of your




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