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Just like any big purchase, it’s important to think a little about some of the key factors for your health plan decision before you get started. After all, we're talking about your health here, people!
Here are some things you might want to think about:
What are the current (and future) health care needs in your household?
The answer to this question will help you decide if you want to stay in your current plan, or consider other options. Based on what you expect your health needs to be, do you need a plan that offers basic coverage, or one with broader benefits.
Do you want to keep your current doctor?
Networks vary by plan, so be sure to check that the doctors you care about are participating in your plan’s network.
How much can you afford to pay for health insurance?
Knowing your budget can help determine your options. As a general rule, the more you pay per month, the less you’ll have to pay for your health care costs along the way.
When comparing plans, look to see what services are covered and at what level. Understand how much of your health care costs you will need to pay, in addition to your monthly premium, when considering your plan options. Look for terms like “copay” and “deductible.”
Get help with choosing the right plan for you - with just one call
Plus you may qualify for financial help**
Even if you already have health insurance, it's always a good idea to know about your options. With just one call. you can get expert advice from our Health Benefits Consutlants. You can also find out if you qualify for financial help**. And you can even get hep enrolling. Our benefits include:
*You need to be lawfully present in the United States and reside in the plan service area to qualify for medical coverage and/or subsidies. Subsidies are only available for Qsaliﬁed Health Plans purchased through Covered California. Anthem Blue Cross is a Qualiﬁed Health Plan issuer that offers such Plans through Covered Caifornia.
**You can enroll in one subsidized plan per Enrollment Period.
***Nationally recommended preventive care services received in-network have no copay and no deductible requirement.
Have questions? Ready for more information? Fill out my contact form or call me at (800) 998-8029.